Recently Flooded? Here's the Information You Need to Know!

Jim Hall & Associates has vast experience in handling flood claims.  The office has literally handled thousands of flood claims growing out of  not only Hurricane Katrina but subsequent hurricanes and other flood events.

Coverage for flood damage is not generally provided by your usual homeowner’s policy, but requires a separate policy issued pursuant to the National Flood Insurance Program.  This program is a federal program and therefore has strict requirements in order to make a successful claim for the damages sustained to your property by a covered event. 

Most importantly, under the National Flood Insurance Program,  applicable to all policies of insurance issued by all insurers under the program,  a completed “Proof of Loss Claim Form” must be filed within sixty (60) days of the date of loss.  This “Proof of Loss Claim Form”  must be signed and sworn to by you as a policy holder and documentation might be submitted to the insurer in support of the amount you are claiming as your flood damages.  This Proof of Loss is more than just a claim.  In fact, your insurer should provide you with a “Proof of Loss Claim Form”  for you to complete after you have notified them of the fact that you are making a claim.

 Failure to timely file a Proof of Loss can result in denial of your entire claim.  If you have questions about making  a claim under your flood insurance policy or filing a Proof of Loss with the National Flood Insurance Program, call the lawyers at Jim Hall & Associates and they will be happy to help you.

Once again, you are reminded that you must file this “Proof of Loss Claim Form” within sixty (60) days of the date of loss,  the date upon which the flooding occurred.  Failure to do so will most likely result in denial of your entire claim. 

For a free consultation “CALL HALL” - 504-832-3000. Licensed in Louisiana and Texas.