Jim Hall & Associates has vast
experience in handling flood claims. The
office has literally handled thousands of flood claims growing out of not only Hurricane Katrina but subsequent
hurricanes and other flood events.
Coverage for flood damage is not
generally provided by your usual homeowner’s policy, but requires a separate
policy issued pursuant to the National Flood Insurance Program. This program is a federal program and therefore
has strict requirements in order to make a successful claim for the damages
sustained to your property by a covered event.
Most importantly, under the
National Flood Insurance Program,
applicable to all policies of insurance issued by all insurers under the
program, a completed “Proof of Loss
Claim Form” must be filed within sixty (60) days of the date of loss. This “Proof of Loss Claim Form” must be signed and sworn to by you as a
policy holder and documentation might be submitted to the insurer in support of
the amount you are claiming as your flood damages. This Proof of Loss is more than just a
claim. In fact, your insurer should
provide you with a “Proof of Loss Claim Form”
for you to complete after you have notified them of the fact that you
are making a claim.
Failure to timely file a Proof of Loss can
result in denial of your entire claim.
If you have questions about making
a claim under your flood insurance policy or filing a Proof of Loss with
the National Flood Insurance Program, call the lawyers at Jim Hall & Associates
and they will be happy to help you.
Once again, you are reminded that
you must file this “Proof of Loss Claim Form” within sixty (60) days of the
date of loss, the date upon which the
flooding occurred. Failure to do so will
most likely result in denial of your entire claim.
For a free consultation “CALL
HALL” - 504-832-3000. Licensed in Louisiana and Texas.
